3 Ways to help you save for something you want

Long before I figured out how bloggers make money, before buying my condo in Bangkok or building a house in Thailand, I didn’t have much. But what I did have was a focus on my finances. Spend under your means. Focus on the big prize. It’s how I became a millionaire, and how still I save more than I spend to this day.

So while making money is difficult, there’s no doubt about that, spending less than you earn is just as difficult. No-one wants to hear about investing wisely. They want it all. And they want it now. It’s the Instagram generation. I recommend shooting for the stars too, but in the background, stay humble. Track your net worth. Save as a priority. And keep your eyes on the prize. Always!

Saving for anything can be extremely difficult for some people, the most difficult part of the course is staying focused and living for the future and entirely not for now.

Read below to find out some great ways you can save your money for something that you want.


Make your money inaccessible

One of the hardest aspects of saving money is that it is very difficult not to spend the money that you DO have. The best way to prevent this is to have a type of savings account that will not easily let you access your money. For example, a term deposit or an internet-only account are great ways to not let you access money that you have saved until you really need it. In essence, you won’t spend money that you don’t physically have access to.

Invest, don’t save

I wish someone told me this years ago. But no one got wealthy from saving. You need to invest. Even if it’s a boring index tracker following the FTSE or Dow Jones. You have to invest. Early, aggressively and as young as possible. And if possible diversify those investments. If you’re under 40, make sure you don’t ignore crypto as part of your portfolio. You can instantly earn high yields from your Bitcoin, not to mention the capital appreciation of some coins.


You need to take into account the amount of money that you will need for the thing that you want, your income and when exactly you want it by. And this is where your budget comes in. In order to realistically get something you want you really need to set a timeframe for it.

Because the risk is that if you save over too long a period of time you will lose interest in your goal and will most likely face some sort of setback.

One great way to manage your budget is to set up automatic transfers or payments from your accounts when you get paid, this way you will save a set amount and have a set amount left over after any bills.

Make sacrifices

THIS. IS. ULTIMATELY. IT. Any saving goal really requires you to sacrifice other smaller things that you want in order to reach your goal and you need to think really hard about things that you can afford to sacrifice.

One thing that people do not realizes costs them a lot of money is buying lunch at work or buying a coffee every day. Obviously buying these isn’t a big issue once or twice, but they can really add up over the course of a big saving goal.

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