Is Travel Insurance Really Important?

The trip of a lifetime you have planned and saved for is about to begin. Everything’s organised; visas, flights, trains, thongs, sun cream, and cameras. With every detail planned methodically you may wonder why travel insurance exists, but it is impossible to plan for every eventuality.  Southern Cross Travel Insurance is that security blanket for the things that happen you don’t even want to think about.

Broken leg in thailand

Taking Care of the Family

For the young Australian family travel insurance can seem like a huge chunk of your budget, but with Southern Cross Travel Insurance family packages are available, with little ones even going for free. Protecting children at all times on holiday is an impossible task, poolside slips and delicate stomachs are commonplace and you want the best possible care for sick babies. There’s also the added bonus that if something happens the parents in the form of a personal accident, family cover will compensate for time spent unable to work.

For families travelling together, lost luggage can be more than an inconvenience, it can be expensive. Missed flights and delays can be disruptive to work and school, and tired children in airports are a parent’s worst nightmare. Having an insurance policy that can see you rest in a hotel room during a delay will ease tantrums. Southern Cross Travel Insurance provides comprehensive family packages to help you relax abroad.

 

It’s not about possessions, it’s about you!

For the young backpacking adventurer without a planned itinerary, travel insurance may seem unnecessary-you can’t miss a flight that hasn’t been booked yet, and everything you own fits in a holdall on your back so it won’t go missing any time soon. But the truth is late nights out and lazy days on the beach are often interrupted by a scooter accident, badly cooked shellfish or a nasty cut that just won’t heal. When in a foreign climate small problems can be exacerbated quickly, and you may find yourself unwillingly in a hospital bed thanks to some street food. Consider travel insurance with a focus on medical issues an essential of your trip, and add and remove optional extras as required. If lost luggage only lightens your load just exclude it from your policy, and if you dread an accident occurring during a scuba dive, spend a little extra on sports and activities. A medical evacuation may be required if you find yourself stuck in some remote village with a serious problem. If your travelling on a budget, expensive medical  bills can send a low budget sky-high quickly.

Consider your destination and travel plans before buying your travel insurance. Search for a comprehensive deal that will cover any scenario in which you may need emergency assistance. For example, medical costs in the USA are very expensive, and if you can’t afford travel insurance, then you really can’t afford that surfing holiday. Extreme and winter sports can be added or removed as required. In South America and Asia, where hospital standards may be low and staff speak little English, a good insurance policy can aid an upgrade to a private hospital, or even have you airlifted to the best possible hospital for treatment. If you have insured your home and your valuables, then why wouldn’t you insure your own body on holiday?

Certain Private Medical Insurance may cover foreign trips and medical bills, but will only cover select hospitals and may not cover medical evacuation. An insurance policy with Southern Cross Travel Insurance means that, no matter what hospital you end up in, your claim will be covered by your policy. Booking your policy external from your holiday also ensures that if your trip is cancelled or the company goes bust, your insurance claims are not tied to them.

For those with itchy feet

If you plan on taking multiple trips per year, invest in multi-trip policy. Although it may seem more expensive initially, it can save time and money in organising insurance every time you travel, just inform your policy of each trip you are about to undertake. Our policies are also designed to cater for pre-existing medical conditions, so if medicine is packed in that suitcase that has disappeared, it can be organised that you receive a prescription whilst away from home.

In spite of all the things you do not want to think about when going on holiday, you really cannot afford to travel without insurance.

96 thoughts on “Is Travel Insurance Really Important?

  1. todays newa

    Can I simply say what a relief to uncover somebody that actually understands
    what they are discussing on the web. You actually know how to
    bring a problem to light and make it important.
    More and more people need to look at this and understand this side of your story.
    I can’t believe you aren’t more popular because you definitely possess the gift.

    Reply
  2. kindle gutschein

    Nonetheless they will nonetheless need a way to protect it when they consider it outside the home.
    ) Or, you can visit a thrift shop or other second hand type stores, giveaways,
    or even the bargain bin at your local bookstore. It can actually be rated as the best that the industry have so
    far.

    Reply
  3. imgur

    Drupal is one of these effective software packages that helps people and businesses publish content on their websites.
    They offer so many extras that make starting up a new website so simple that even a complete novice could
    get a website up and running. Japanese Gardens – Although the gardens are technically in Fort Worth, Texas, it is only a short drive.

    Reply
  4. health gym Tarpon Springs

    Very good blog! Do you have any helpful hints for aspiring
    writers? I’m planning to start my own website
    soon but I’m a little lost on everything. Would you propose starting with a free platform like WordPress or go for a paid option? There
    are so many options out there that I’m totally overwhelmed
    .. Any recommendations? Kudos!

    Reply
  5. Tam

    I’m amazed, I must say. Seldom do I encounter a blog that’s both equally educative and amusing, and let me tell you, you’ve hit the nail on the head.
    The issue is an issue that too few people are speaking
    intelligently about. I am very happy I came across this during my hunt for something concerning this.

    Reply
  6. Intel Edison - A worthy competitor to Arduino?

    Unquestionably consider that that you said.
    Your favorite reason appeared to be at the web the simplest thing to take note of.
    I say to you, I definitely get annoyed whilst other folks consider issues that they plainly don’t understand about.
    You managed to hit the nail upon the top as well as
    defined out the entire thing with no need side-effects , other folks could take a signal.

    Will probably be back to get more. Thank you

    Reply
  7. brave frontier hack android app

    You really make it appear so easy with your presentation however I in finding this topic to be actually something that I think I would by no means
    understand. It seems too complicated and extremely huge for me.

    I’m having a look forward for your subsequent put up, I’ll attempt to get the hang of it!

    Reply
  8. the simpsons tappedd out hack

    Tired of paying for donuts and coins? well look no
    further! epichackers have released a simpsons tapped out hack for free.

    by using this hack you can get all the donuts and coins
    you want! our simpsons tapped out cheats work on ios (iphones) and android devices.

    will i have to jailbreak or root my device

    Reply
  9. coffee bean

    Well, the answer depends with you but I am going to show you how you can easily avoid gaining unwanted weight during festive seasons or holidays.
    If you use these strategies you will not only have a much more successful weight loss diet,
    but you will also experience increased energy and enjoy a much healthier body.
    It wouldn’t make any big difference in any respect.

    Reply
  10. Life Pet

    I absolutely love your blog and find almost all of your post’s to be exactly what I’m looking for.
    Would you offer guest writers to write content in your case?
    I wouldn’t mind composing a post or elaborating on a number of the subjects you
    write related to here. Again, awesome web site!

    Reply
  11. Mezoterapija Lica

    With the contemporary designing of the homes, there are a lot of geometrric shaples used
    in them. Keep your eyes peeled for major carpet saqles at
    loca home improvement stores. Ducts are used to distribute conditioned
    air thhroughout a home.

    Reply
  12. Anke

    That iss really attention-grabbing, You’re an excessively skilled
    blogger. I’ve joined your feeed and look ahewd to in the hunt for more of
    your wonderful post. Also, I have shared our site
    in my social networks

    Reply
  13. Arden Kaisman

    It’s really a cool and useful piece of information. I am glad that
    you shared this helpful information with us. Please keep us up to date like this.

    Thanks for sharing.

    Reply
  14. mind power

    We’re a group of volunteers and starting a new scheme in our community.
    Your web site provided us with helpful info to work on. You’ve done a formidable job and our entire neighborhood will likely be thankful to you.

    Reply
  15. travel to peru

    (White City), because a great part of thhe city
    is built with a volcanic pearly rock and has a shimmering white glow to it when looking at it inn the early morning.
    Lima haas many bus lines with widely varying degrees of safety and dependability, but there is no central station, so one must consult indiviual companies to find their prices, schedules, and
    routes. A Maestro Esperitista and Palero Ayahuascero, don Emisael is a
    Shipibo shamman who was abducted by rubber barons to work inn their plantations when he
    was a child.

    Reply
  16. loft conversions uk Cost

    Great blog! Is your theme custom made or did you download it from somewhere?

    A theme like yours with a few simple tweeks
    would really make my blog stand out. Please let me know
    where you got your design. Bless you

    Reply
  17. kesuburan istri

    It enables more one-on-one interaction while using teacher simply by taking the lecture day out with the classroom.
    Thus, the Bureau of Non-formal Education in Philippines works on four major action points – family
    life skills this includes health, nutrition, childcare, household management, family planning; vocational skills, functional skills and
    enhancing livelihood skills. Executive Education broadens
    the outlook and strengthens the relevant skills of working managers around the globe to
    acquire them ready for your varying roles altering world.

    Reply
  18. Dorris

    It cannot completely cure the infection, nonetheless it
    helps to decrease the amount of time an outbreak and the pain associated with
    it. You can easily purchase acyclovir online from any authorized
    online pharmacy and finish an on-line consultation.

    Reply
  19. credit card knife instructions

    In case the opener is not part of the knife you bought,
    a screwdriver or chisel can serve as a good alternative.
    Over the years Jane Fonda has made the call to fitness, George Foreman introduced viewers to healthy grilling,
    Dianne Warwick hawked the Psychic Friends Network and quarterback Fran Tarkenton teamed up with Tony Robbins to promote
    personal power. While I believe my own family was directly
    involved in the sabotage of Office – Land, they needed and got the help of my very ill wife.

    Reply
  20. Review

    It’s amazing to pay a visit this website and reading the
    views of all friends about this paragraph, while I am also keen of getting knowledge.

    Reply
  21. denver

    I’ve been browsing on-line greater than three hours
    these days, but I never discovered any interesting article like yours.

    It’s pretty worth enough for me. Personally, if
    all web owners and bloggers made just right content as you probably did, the internet will likely be a lot more useful than ever before.

    Reply
  22. traductor frances español

    Have you ever considered about adding a little bit more than just your articles?
    I mean, what you say is valuable and everything. But just imagine if you added some great
    images or video clips to give your posts more, “pop”!

    Your content is excellent but with pics and videos, this blog could certainly be one of the best in its field.
    Amazing blog!

    Reply
  23. youtube broadcast yourself indian songs

    Step 2: After searching a list of results will
    appear, Just click the result you are looking for.
    Meteorologist Ni Cushmeer stated that temperatures ‘will
    be in the upper 40s on Saturday afternoon, but with the rain and wind it’s not going to be comfortable’.

    It started off as an offline magazine first published in 1977 and went
    online as early as 1995.

    Reply
  24. toys adult

    fantastic issues altogether, you simply won a emblem new reader.
    What would you recommend in regards to your publish that you just made some days in the past?
    Any certain?

    Reply
  25. Maricela

    Hmm it seems like your website ate my first comment (it
    was extremely long) so I guess I’ll just sum it up what I wrote and
    say, I’m thoroughly enjoying your blog. I as well am an aspiring blog
    blogger but I’m still new to everything. Do you have any tips and
    hints for rookie blog writers? I’d genuinely appreciate it.

    Reply
  26. Deloras

    Simply desire to say your article is as amazing.
    The clearness for your post is just great and i can suppose you’re an expert on this subject.
    Well with your permission allow me to take hold of your feed to keep up to date with forthcoming post.
    Thanks 1,000,000 and please carry on the rewarding work.

    Reply
  27. Hellen

    This is a very good tip particularly to those fresh to the blogosphere.
    Brief but very accurate information… Many thanks for sharing this one.
    A must read post!

    Reply
  28. Candcmarriagefactory.Com

    Have you ever thought about writing an ebook or guest authoring on other
    sites? I have a blog based upon on the same ideas you
    discuss and would really like to have you share some stories/information. I know my audience would appreciate your
    work. If you’re even remotely interested, feel free
    to send me an email.

    Reply
  29. www.hetilainat.fi

    Many homebuyers whose credit score. Short term loans,
    she said. So who has a lot of future loan payment and CCJs.
    Robimson has done his masters in Business Adminiztration does offer you chance to redhce your current checking account to pay.
    But these high interest rate charged is flatt loans 30%
    and in turn the current factors on this. Although traditional lenders, since there are times when you are unemployed might seem to address.

    Reply
  30. The diabetes miracle cure review

    acid reflux causes Avoiding these activities after a meal and eating smaller
    portions may help. IF you are feeling one or two symptoms from above list then you should see some doctor who is expert in this disease.
    During the surgical treatment, fatty deposits and
    glandular tissue are taken off your breasts.

    Reply
  31. Weight Destroyer

    With some programs, losing even a pound daily is impossible.
    One should always be sure to take pills which continue to
    be clinically proven as well as , are made from green ingredients.
    A person’s expense for health insurance is rising annually.

    Reply
  32. patio furniture

    Can I just say what a comfort to discover somebody that really
    knows what they are talking about on the net.

    Yoou certainly understand how to bring a problem to light
    and make it important. More people must check this out and understand this side of your story.
    It’s surprising you aren’t more popular given that you most certainly have
    the gift.

    Reply
  33. Cara

    constantly i used to read smaller articles or reviews which as well clear their motive, and that is also happening with this post which I am reading at this time.

    Reply
  34. Acai Berry Weight Loss

    OҺ myy goodness! Awesomе rticle dude! Thanks, Hοwever I amm going through problems with yoսr RSS.
    I don’t know the reason why I am unable to joion it. Is there anybody having the same RSS problemѕ?
    Anyone wɦo knowѕ the solution can you kindlʏ respond?
    Thanx!!

    Reply
  35. http://Www.allvoices.com/contributed-news/17643530-get-aware-of-the-features-from-the-finest-world-wide-web-style-and-design-firm

    This is probably one of the most important changes you need to
    consider if you haven’t done so already. But the color business cards are the
    ones which are noticeable and appealing. User experience being the
    focal point, Google is promoting the developers to open their
    eyes to the terrific thing responsive website development and design is.

    Reply
  36. razors edge

    You really make it appear really easy along with your presentation but I find this topic to be
    actually something that I think I would never understand.

    It kind of feels too complex and extremely huge for me.
    I am having a look ahead on your subsequent publish, I’ll try to get the
    hang of it!

    Reply
  37. hair loss

    Hey There. I found your weblog the use of msn. That is a really neatly written article.

    I’ll make sure tto bookmark it and return to read
    more of your useful information. Thanks foor the post.
    I’ll definitely comeback.

    Reply
  38. carpet portland

    When someone writes an piece of writing he/she maintains the plan of a user in his/her
    mind that how a user can be aware of it. Therefore that’s why this piece of writing is great.
    Thanks!

    Reply
  39. Google

    I do not know whether it’s just me or if everyone else encountering issues with your website.

    It looks like some of the written text within your content are running off the
    screen. Can somebody else please comment and let me
    know if this is happening to them too? This might be a problem with my web
    browser because I’ve had this happen before. Many thanks

    Reply
  40. Elena

    A decisioln tto buy a used car in Sydney can pprove to be a tough one considerting the vast number of choices available.
    Reality: With the ever presesnt high demand for used cars, and
    over 625 MILLION cars iin thee world (and rising daily), comppetition will never be aan
    issue. To help prevent dangerous and inconvenient tyre
    failure, examine tyres for uuneven oor excessive tread wear.

    Reply
  41. how to earn money with money

    A pallet of $100 bills so as to disappears in vogue Iraq is a socialized loss contrary to all who holds dollars.
    This time the Danish Internet Payment System site, Coindesk, states that 1,295 bitcoins have been
    hacked which is about $1 million. Thiss organization will help preune the chains when
    thee ownership of bitcoins has changed a few times.

    Reply
  42. what is bitcoin

    The quantum computer is expected to providee simulation results of a complex phenomenon very fast.
    You can aso download the offical Bitcoin software whch allows you too
    mine Bitcoins youself with your PC, but beware this can be a formidable tak unless
    you posess the necessary computer hardware such as extreme performance graphics cards, and
    have access to cheap electricity. For example, if the total money
    in circulation is more than the value of thhe gross national product, the prices rise.

    Reply
  43. Albany Lawyer

    When it comes too selling or buying a property then getting experienced conveyancing solicitors, Barter
    Law is a must. One off thhe primary funhctions of a conveyancing solicitor is looking ver such paperwork on your behalf, protecting your best interests – something that no DIY kit
    can hope to accomplish. When looking forr a lawyer, researching
    their website and contacting their conveyancing team
    will help you find a firm that ill cater for your needs.

    Reply
  44. micropayments

    Any particular currency has paper based, annd metal based units of various denominations tyat represent diffderent denominations of the currency.
    Regardless of the outcome it is sure to be a fascinating show.
    Find someone to trase cash foor bitcoins in-person through a local directory.

    Reply
  45. Build Asic Bitcoin Miner

    t decide to come down on businesses that accept virtual currencies (which if corse it already
    has). Noone of the major onlinme retailers currently accepts Bitcoin as a form of payment.

    Even when an electronic transfer (like a wire transfer) method iss used, the
    spender loses the ownership of the money first and then the
    target beneficiary is credited with tthe amount.

    Reply
  46. make huge money

    Onne such payment processor Coinbase reported in early 2013 that
    more than $1 million wwas processed by it in a month.None of
    the major online retailers currently accepts Bitcoion as a form of payment.

    Even when an electronic transfer (like a wire transfer) method is used, the spender oses the ownership of
    the money first and then the target beneficiary is credited with the amount.

    Reply
  47. small diesel car

    You are not a professional car buyer or nott very confident about choosing the right car, it would be better to take help from some car broker.
    If money is not a constraint, then it would bee better to buy a raqther then a used one.
    Those engaging in this activity must make their deals cautiously.

    Reply
  48. locate discount cars

    So when you call, be sure you know who you are actually speaking with.
    Will you be able to pay expenses like the registration,
    title andd tax fees. Duee to their quota, salesmen become a lot more friendly at thhe end of the
    month in ost cases.

    Reply
  49. Lien

    We offer car insurance, which yoou can read about online,
    and offer a very comprehensive range of used car warranty plans as well.
    The automobile dealership adds the cost of iterest to the price of the
    car up front. This concept is becoming popular since people have started to
    realize thee many benefits associated wwith them.

    Reply
  50. Currency Commodities

    Whomever solves the puzzle first gets the Bitcoins. com)
    – Bitcoin contnues to attract the attention of
    some of the major players in thee global online pwyments
    processing industry. One of the coolest things about Bitcoin is that it gets itss value not from real-world items, but from codes.

    Reply
  51. Alberto Schranz

    This is the proper weblog for anyone who wants to seek out out about this topic. You notice a lot its almost laborious to argue with you (not that I truly would need¡­HaHa). You positively put a brand new spin on a topic thats been written about for years. Great stuff, simply nice!

    Reply
  52. mine for bitcoin effectively

    The Efects of Technology in Today’s Business World. Bitcoin has hhad a
    wild riide this past year but its traders provide methods of its usse and reduction
    of risk due to the digitql wallet which can bee monitored and maintained withut subject
    to theft. The biggest difference is what they’re
    calling a ‘monetary honour system’ where ‘financial capital is backed by social capital.

    Reply
  53. Phillip

    t decide to come down on businesses that accept virtual currencies (which
    iff course it already has). The authenticating node brtoadcasts the new block and “proof of work” to the network.
    Even when an electronic transfer (like a wire transfer) method is used, the spender loses the ownership
    of the money firzt and then tthe target beneficiary is credited with
    tthe amount.

    Reply
  54. earn money online

    Whomever solves the puzzle first gets the Bitcoins.
    Step Four: Follow tthe instructions on your chosen pool’s website, plugin your username and password, and hit start — you’ll see
    a MHash (That’s mega-hashes) per second rate appear, annd shares should start comimg
    in. One of the coolest things about Bitcoin is that iit gets its value not from real-world items,
    but from codes.

    Reply
  55. Arianwen

    I’ve spent a fair bit on travel insurance over the years and was beginning to think it was a waste of money. They I was mugged last year in Colombia and my insurance paid out really quickly. It only takes one incident for you to be glad you went for it.

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *